When I first began applying for credit after my bankruptcy I noticed a trend.
Lenders would ask me the same series of questions over and over again. They all seemed to care about a few key things. Of course, now I realize they were trying to quickly assess if I was creditworthy or not.
You see, after you file bankruptcy, lenders will be very cautious when considering if they should extend you credit (and rightfully so).
Can you blame them?
After bankruptcy your number one mission is to prove to lenders you’re now a low credit risk.